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Flexible Trade Credit, Built for Tradespeople and Businesses

1️⃣ Sign up in minutes with iWoca.
2️⃣ Buy now, pay later - right from our website.

Credit Facilities Made Simple

Managing cash flow as a builder isn’t new to you — juggling jobs, buying materials, and covering labour while waiting on payments is all part of the game. But it doesn’t have to be a strain.

That's why Armstrong Cheshire, in partnership with iWoca, now offers a straightforward, trade-friendly credit facility — designed to give you the breathing room you need to keep moving.

Why It Works for You

Buy Now, Pay Later ✅

Order the materials you need today, settle the balance when the job pays.

Fast Approval ✅

Apply in minutes. No long forms, no hassle.

Flexible Terms ✅

Borrow what you need, when you need it.

Integrated at Checkout ✅

Once approved, just sign in and use your credit at checkout. Simple.

Built for Trade

This isn’t a generic finance product — it’s made for tradespeople and businesses who know the value of having quality materials on-site and cash in the bank. Whether you're kitting out for a big job, covering a short-term gap, or just want more control over your spend, our trade credit gives you options — not pressure.

 No upfront costs. No hoops. A smart, flexible way to trade.

Get Set Up in Minutes

Click below to apply directly with iWoca. It’s quick, with no impact on your credit score to check eligibility. Once approved, you can start using credit at checkout straight away.

ACCESS CREDIT FACILITIES NOW
Split the cost into 3 manageable monthly payments
Subject to approval. Terms and conditions apply
Just choose at checkout

Frequently Asked Questions

How long do I have to repay?

We are currently only allowing for payments over 3 months.

How much can can I spread monthly?

Our partners iWocaPay offer finance from £150 to £30,000.

Can a soletrader apply with iwocaPay?

No only limited companies and LLP companies.